We all go through periods of financial struggle. Sometimes our financial challenges are as simple as trying to save pocket money for an upcoming vacation. Sometimes it’s as unattainable as trying to dig ourselves out of major debt, like student or credit card loans.
Fortunately, no matter how big or small our financial hurdles are, there are ways to save more money. With the advent of mobile apps over the past decade, we now have the solution to many of our financial woes right in the palm of our hands. Here are three of the best money-saving apps that will help us keep more cash in our bank accounts.
If you have a hard time keeping track of where you stand financially, you can benefit from installing and using a budget-planning and money-managing app.
Spendee helps you keep track of your money so you have a better awareness of your spending habits. Perhaps you don’t quite realize what your daily takeout latte adds up to by the end of the month or how much your online clothes shopping actually costs you in a year. Through easy-to-absorb graphs, pie charts, and categorized lists, this budget-tracking app shows you where your money is going, how much you’re making, how much you’re saving, and more.
The app gives you a good look at what’s left in your bank account so you can better manage the money you have after paying off your bills and putting some in savings. It lets you see how much you’re earning and spending per year or month so you can anticipate recurring expenses and start saving well in advance. The app also alerts you when you’re about to go over your allotted budget for the month.
With Spendee, you can see what’s in your bank accounts, investments, bills, and credit cards with just a few taps. The easier it is to view this information, the easier it is for you to take the necessary steps to improve your financial standing.
If you’re a shopaholic, this clever app will save you from having to pay full price every time you put something in your cart. RetailMeNot is a discount coupons app that shows you the best and latest discounts and promos both online and at brick-and-mortar locations of your favorite stores. With the app, you’ll save money on things like fast food, pizza, and other food deliveries, groceries, restaurants, fashion, beauty, electronics, car rentals, hotels, airfare, and more.
The app provides all types of discounts—from nationwide sales to local or seasonal offerings. You can also get up to 15% cash back and earn and redeem rewards. RetailMeNot offers a variety of daily deals and weekly ads, so make it a habit to check the app for discounts and promos before you pay for anything.
Lots of people plan on making money through investments. But this isn’t the type of thing you should get into without first educating yourself. With so many investment scams out there, you don’t want to invest in anything without first reading articles, books, and in-depth analyses about the best investment opportunities.
You can also ease yourself into investing by using Betterment, a financial advisor app. Betterment helps you make the most out of your money by helping you figure out your financial goals, building you a personalized investment portfolio, and giving you ongoing financial advice as you use the platform. It’s one of the easiest and most risk-free ways to start investing.
Ready to achieve your goal of financial fitness in 2019? Start using these apps so you can stay on top of your finances.